If you’ve ever bought a home—or even thought about it—you know it can feel like a maze of paperwork, numbers, and uncertainty. But for Michael Saggese, Branch Manager at New American Funding, guiding people through that maze is where he shines the brightest.
A Career Built on Clarity
Mike’s journey into mortgage lending started fresh out of college. After graduating from the University at Albany with a degree in Finance, he dove headfirst into the mortgage industry in 2009.
“Right after school, I knew I wanted to be in finance,” Mike shares. “I wanted to work directly with people—and helping them achieve homeownership just felt like a meaningful path.”
Sixteen years later, he’s done exactly that—becoming a trusted advisor for countless families across New York, New Jersey, and Florida.
Why Mortgage Lending?
“Buying your first home is often one of the biggest financial moments of your life,” Mike says. “I love being able to take something that can be stressful and overwhelming and turn it into an exciting, informed, and positive experience.”
That human connection, he says, keeps him motivated every single day. “I love going to closings and personally congratulating the new homeowners. That feeling never gets old.”
Not Your Average Lender
What really sets Mike apart? “Education,” he answers simply. “So many people don’t understand all the mortgage options available to them—and a lot of lenders don’t take the time to explain. I make sure my clients are educated on every option, so they can make the best choice for their situation.”
Mike’s honesty and dedication to doing “the right thing, even when no one is looking,” have earned him the trust of not just homebuyers, but also real estate professionals. “A lot of agents actually refer their own family members to me—and even use me themselves when they need financing. That’s something I’m really proud of.”
Overcoming Challenges with Experience
The mortgage world is filled with challenges—tight deadlines, complicated loan scenarios, and shifting market conditions. But Mike has built a reputation as the guy who gets even the toughest deals done.
“There’s always a way to solve a problem if you approach it creatively and with your client’s best interest in mind,” he says. “That’s what keeps it interesting.”
More Than Just Mortgages
When Mike’s not helping families land their dream home, you can usually find him out on the water. “Anything on the water—beach, boating, watersports—I’m there,” he laughs. “It’s how I recharge.”
The Power of Networking
As a proud member of the Magic Money Tribe within the Invested Networking Group, Mike says networking has brought structure and a sense of community to his professional life. “It keeps me connected, disciplined, and gives me a chance to help others grow their businesses too.”
What’s Next?
Mike’s next big goal is to expand his branch presence beachside—a natural fit for someone who loves the water as much as he does. “We’re growing, and I’m excited to bring the same level of care and education to even more homebuyers.”
Final Words of Wisdom
For anyone thinking about entering the mortgage industry, Mike’s advice is simple: “Do the right thing—always. People can tell when you’re genuine, and integrity will take you further than any sales pitch.”
In a world where home buying can feel overwhelming, professionals like Michael Saggese remind us that with the right guide, the journey can actually be enjoyable—and maybe even life-changing.
👉 Ready to learn more or connect with Mike?
📞 Call/Text: 516-467-6354
📧 Email: mike.saggese@nafinc.com
🌐 Website: New American Funding – Mike Saggese